Analyzing Taxes, Hidden Profits

Learn legitimate strategies that may reduce your taxes up to 50%! This class is designed for self-employed persons, small business owners including home-based business operators, prospective business owners, and wage earners who also file a Schedule C. Learn over 100 tax saving areas of the tax code and how to implement them. Learn to "audit-proof" your tax records. The course includes a 200 page "Tax Compliance Manual" written by a former IRS Trial Attorney. Class fee is tax deductible. A required materials fee of $64 is payable to instructor at the class.

Debt Free Living I

Get completely out of debt in 5-7 years, including your mortgage! Sound impossible? Whether you earn $15,000 or $350,000 a year this workshop will teach you how to turn your debt into wealth. Learn why your debt is your best first investment, contrary to the conventional wisdom or expert financial advice. This is a purely educational class and no gimmicks, investments, insurance or mortgage schemes are offered. You will leave with your own step by step debt elimination plan that will allow you to accomplish this with your current income and without austerity plans or living like a hermit. Bring a list of debts, balances and monthly payments, calculator, pencil.

Debt Free Living II

Whether you earn $15,000 or $350,000 a year, gain complete control of your income and your spending as a result of applying what is learned in this workshop. This hands-on class will teach you the proven methods of how to live on less than you make, and recover 10% of your income, or more, to invest or eliminate debt. You will develop your own personalized spending plan that will show you how to spend every dollar of income before the month starts. Bring a list of your monthly living expenses, list of debt balances and payments, your last 2 pay-stubs, a pencil and a calculator. Debt Free Living I is recommended, but not required.

Introductions to IRA's

Next to you home, your IRA is often your largest retirement asset. Understanding the basics of IRA design, history and rules is the first step to understanding how your IRA, and its bewildering mix or rules and regulations, can affect not only your retirement but your legacy as well. In this information and entertaining class, we will review the basics of an IRA account and lay a foundation of knowledge for the more detailed IRA classes that will follow.

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IRA Required Distribution

Being forced to take required minimum distribution (RMD) from your IRA beginning when you reach 70 1/2 causes much confusion and resentment. For many IRA owners this forces removal of money from their IRA's seems unfair - and perhaps it is - yet what's more unfair is the 50% penalty tax the IRS levies against you if your required distribution is missed or taken incorrectly. To find out what you need to know to avoid the 50% penalty tax, attend this informative workshop where you will learn how to determine your own RMD what IRS tables to consult, when the distributions must begin and how to treat multiple IRAs and employer sponsored retirement accounts such as a 401(k) or 403(b). Ample time will be available to answer your questions or assist with determining your personal RMD.

Is it ever appropriate to name your estate, a trust or perhaps a charity as a beneficiary of your IRA? What is the IRA Custodial document you receive when opening an IRA and what should you look for when reading it? Do you know what happens if you pass away and there is no beneficiary named on your IRA? Many people amass a tremendous amount of their personal wealth within the confines of an IRA but risk loosing well over half of it to the IRS upon their depth if improper steps are not followed when naming IRA beneficiaries. Your IRA and other retirement accounts are not passed after your death by your Will but rather are governed by the beneficiary designation form and rules established by the IRS. Join us in this in depth and extremely important workshop as we explain in simple to understand language the proper way to name an IRA beneficiary.

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Demystifying Inherited IRAs

Unknown to many people are the mysteries and often confusing rules and regulations one must follow when inheriting an IRA. Failing to follow the deadlines and rules could result in a 50% penalty tax, or still worse, the immediate taxation and liquidation of the IRA, if the decedent was over or under 70 1/2 and whether or not Required Minimum Distribution had begun. In this workshop you will learn the rules governing inherited IRA's and the proper steps to follow when inheriting an IRA.

Program Cost:  $20 

Program Length:2 hrs

Required number of students:  min 6 max 24
*Optional workbook may be purchases from instructor

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First Time Home Buyer

Come learn the ins and outs of a real estate home buying transaction from leading professionals in the field. We will explain the home buying transaction from beginning to end, including an opportunity for questions, and information on current topics in real estate.

Program Cost:  $10 

Program Length:2 hrs

Required number of students:  min 6 max 25